Providing accounting services as a business

How to write a business plan for accounting services

Before drawing up a business plan, read how to open a accounting firm.

Project Details

Chief Accountant - 1 person.
Specialists with higher education and work experience from 3 years - 2 people.
Novice accountant (to perform the work of a courier and primary documentation) - 1 person.

Licenses, permits, certificates are not required for this type of activity.
The source of financing for the project is the entrepreneur's own funds.
Starting costs for the project: 242 840 rubles.
Monthly expenses: 250,000 rubles.
Planned monthly revenue: 450,000 rubles.
Planned net profit: 180,000 rubles.

Organizational Plan

When drawing up a business plan for accounting services, make a list of things you need to do to get started, the so-called organizational plan. For example:

Register as an individual entrepreneur. At the same time, submit a notification on the application of the simplified tax system, "income" regime
Make a print.
Open a current bank account.
Find and rent an office. Sign a lease agreement.
Make cosmetic repairs in the office.
Order a street sign with the commercial name of the company "Professional Accounting" for the office building.
Purchase office furniture and equipment.
Configure programs and network.
Create a business card site.
Print handouts and business cards.
Select and hire staff.
Registration with the FIU and the FSS as an employer (after the conclusion of the first contract with the employee): in the FSS - within 10 days, in the FIU - within 30 days.
Getting started.

Description of services and their cost

It is necessary to carefully develop a price list for the services provided. The client must clearly understand what indicators make up the cost.

Each company providing accounting services independently determines from which indicators the price will be calculated. Here are the main factors influencing the price of accounting services:

Applied taxation system (OSNO, USN);
Number of employees;
Number of documents per month;
Number of transactions (postings) per month;
Type of activity (trade, production, construction);
Foreign economic activity;
Foreign currency account;
The presence of branches;
Separate accounting of VAT;
Combination of OSNO with UTII;
Combination of USN with UTII;
Availability vehicles;
factoring;
Franchising;
Leasing;
acquisitions;
KKM.

Financial Plan

The rapidly developing processes of Russia's integration into the global economic system, the measures taken by the Government to reform financial accounting in accordance with international accounting practices, lead to constant changes in legislation and increased tax sanctions, which creates preconditions for the formation of accounting firms with a staff of highly qualified workers who are constantly improving their professionalism.

In any business, a large share of the costs is occupied by the maintenance of an accountant and the arrangement of his workplace. Today, business leaders prefer to conclude contracts for the provision of financial services, so the emergence of such firms is currently extremely important. It is important to properly approach the creation of this rather specific business.

Assessment of the situation in the financial services market and analysis of opportunities

How to open an accounting firm? This is not easy, but quite feasible. The unprofessional conduct of any business is always doomed to failure, and the lack of qualifications of an employee responsible for the financial side of the company is simply unacceptable. Therefore, the first and necessary condition for opening a company is the professionalism of its organizer, who will conduct the necessary market research in relation to the region of future operation and draw up a business plan "Accounting Services".

To understand how to open an accounting firm, you should analyze the actual state of affairs before drawing up a business plan. Knowing the situation as a whole, you can determine:

Description of services offered

The conducted territorial analysis of the demand for financial services will help to draw up a business plan "Provision of accounting services", including the following proposals in the list of their main types:

development of the main provisions of the accounting policy of the company and implementation of financial accounting in accordance with it;
one-time filling of declarations;
opening and closing bank accounts;
checking the primary accounting documentation for compliance with the requirements of the current legislation and documenting transactions;
registration of firms and branches;
primary accounting documents accounting, conducting accounting operations on their basis;
formation of financial and tax reports;
work with state and tax authorities when submitting financial and tax reports;
preparation to tax audits;
conducting operations for maintaining material accounts;
organizing the accounting of the organization on a turnkey basis;
advising heads of enterprises on financial issues.

Determining the form of ownership of the future firm

When choosing the form of ownership of an accounting firm, you should take into account your own preferences and weigh the measure of responsibility. Registration of an individual entrepreneur involves not only a significant simplification of the registration procedure, future activities and reporting, but also responsibility for all property held by the entrepreneur.

The process of registering an LLC will take more time when filling out and registering permits, it will require full financial accounting, however, liability for obligations is incomparably lower - only in the amount of the company's property.

Step one: preliminary analysis of the services market

Before starting an accounting business, you should decide how suitable such a field of activity is. Of course, if you are a qualified professional, providing such services will not be new. Freelancing experience or doing similar work at home is also the best way to accumulate the baggage of necessary knowledge.

If remote work to provide such services required only a computer with access to the Internet, then before starting a more serious accounting business, you need to study the demand for this range of services in the region. It is necessary to analyze not only the demand for proposals for such activities, but also to monitor competitors in the city or region in which you are going to work.

Following the identification of competitors who provide these services in the region, it is necessary to determine the number of potential customers. It is best to arm yourself with a notebook and a pen, set aside enough time to compile a list of organizations, firms and private entrepreneurs who may be interested in the services offered. It is not necessary to immediately target the "big players" of the business, you can start by offering help with bookkeeping and accounting to small companies and legal entities.

Now that you have an idea of how severe the competition in accounting in the city is and there is approximate information about potential customers, you can fairly objectively assess the prospects of such activities and proceed to the next step.

Step two: paperwork and company registration

In order to start a business focused on the provision of accounting services, you need to decide which form of registration is most preferable in a particular case. The options are as follows: CJSC, LLC, PBOYUL or IE. In each case, there are both disadvantages and, accordingly, advantages. However, the easiest way is to register yourself as an individual entrepreneur (this option requires less documentation, permits and, as a rule, takes a much more modest period of time). If in the future the business goes uphill, the number of clients increases, the income is at a decent level, then it is never too late to re-register and receive the honorary status of a limited liability company, which is somewhat longer and more difficult to implement, but has certain advantages that are not there from individual entrepreneurs.

If you decide to register your business in the IP format, then you should know that when choosing a tax regime, the option of simplified taxation is best suited. Thus, it is realistic to focus your efforts directly on the provision of these services instead of constantly running to the tax office on personal matters.

What data and documents may be required for registration?

Step three: selection of premises and staffing

The choice of suitable premises plays a rather important role in the success of the accounting business. For a company providing such services, the size of the premises is not so important as its advantageous location. It is recommended to rent an office in the city center near business centers, transport interchanges, markets and other crowded places. It is not necessary to make expensive repairs, you can limit yourself to creating a business atmosphere, spending a minimum of money on it. It is important to equip the office space with a set of quality furniture and the necessary office equipment. At first, one or two staff assistants will be enough.

Managers of large companies and mid-level enterprises are increasingly entering into contracts with accountants remotely, since it is not profitable to keep several specialists on their staff. In addition, candidates for this position are not always competent enough. The growing popularity of cooperation with third-party specialists has led to an increase in the number of outsourcing companies in various directions, including in the field of accounting services. Investors understand that opening their own company will allow them to receive a stable income. To create a successful project, you need a business plan for an accounting firm. He will help keep the right course from the first steps in organizing a business to starting a company.

Business project description

The goal of the investor is to open a company specializing in the provision of accounting services, preparation of reports, consulting clients, and assistance in preparing for audits.

The target audience of the project is divided into 2 groups:

legal entities - 80%;
individuals - 20%.

The office of the company will be located in a densely populated area of the city, preferably in its business part, where most of the potential clients are concentrated. The premises will be rented. The average number of orders to be processed per month is 50. Half of them are consulting services, the rest is preparation and maintenance of accounting documents. The average check of the company is 7,000 rubles, since prices for services vary between 2,500 and 15,000 rubles.

Selected organizational form - LLC, tax system - USN, deduction rate - 6% of income. At the initial stage, the staff will include 4 employees - the chief accountant, 2 assistants and a cleaner.

Business Relevance

Legislation has been constantly changing over the past 5 years, this trend has also affected the economic sphere - tax, labor code, reporting rules. To avoid mistakes in the preparation of financial documents, you need competent personnel, professionals in their field. It is becoming more and more difficult to find such specialists - accountants and economists with extensive experience go to "free float", work remotely, on outsourcing.

Heads of enterprises note that it is expensive to keep a chief accountant, his assistant and an economist on the staff. It is much easier and cheaper to outsource the documentation to an accounting firm. This decision is quite reasonable - the work will be done without errors and on time, plus it will also save up to 50% of the money. The business of providing this kind of services is more relevant today than ever before.

Pros and cons of the project

The main disadvantage of a business is high competition. There are dozens of companies providing accounting services in each city, and on the Internet you can find hundreds of offers from remote workers from this area. They are ready to cooperate with companies and firms for a small fee. Anyone who wants to open a business related to accounting will have to make a lot of efforts to gain the trust of future customers.

The benefits of the project include:

Assessment of the situation in the financial services market and analysis of opportunities

To understand how to open an accounting firm, you should analyze the actual state of affairs before drawing up a business plan. Knowing the situation as a whole, you can determine:

• potential clients of the firm.

Description of services offered

• development of the main provisions of the accounting policy of the company and the implementation of financial accounting in accordance with it;

• one-time filling of declarations;

• operations for opening and closing bank accounts;

• checking the primary accounting documentation for compliance with its preparation with the requirements of the current legislation and documenting operations;

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