Business plan for obtaining subsidies for business development; step-by-step tutorial, examples and templates
Subsidy from the labor exchange
If you want to open a shop selling alcohol, a pawnshop, a microcredit service and the like, you should not count on the help of the Employment Center.
A subsidy from the Employment Center allows you to receive up to 300 thousand rubles for starting your own business. To do this, it is necessary to meet a number of conditions, as well as draw up a competent business plan. It is on its basis that the decision is made - to give you money or not. This money is gratuitous financial assistance that does not need to be returned, even if the business fails. And since the state does not like to give money just like that, and they demand results from officials, they usually pay close attention to a business plan to receive a subsidy from the Employment Center. Frankly weak and ill-conceived projects will not receive money.
The subsidy is given not only for opening a new business, but also for expanding an existing one. The requirements are different, but the main ones include the creation of new jobs. If, after receiving the grant, you are guaranteed to hire new staff, then the likelihood of receiving money will be very high. Of course, with a properly drawn up business plan.
Business Plan Form
Each company has its own, unique business plan, but there are mandatory points that must be followed. If you want to get money from the labor exchange to start your own business, then these points should be worked out especially, even if in your opinion this is not necessary.
You can see the typical structure of a business plan for an Employment Center in the table below. All points must be drawn up in this sequence.
Cover page Data of the author of the business plan Project summary In a short form, it is necessary to state the essence of the project, its main strengths. Volume - 1-2 A4 sheets. financial partAll financial calculations. Try to use real numbers. The section can be quite large; in practice, it is the financial part that is considered in the most detail. Competitor analysis, market research and other analytical data. project subject Description of goods or services in detail. Their competitive advantages and other important features. ore resources Labor conditions, planned salary, number of jobs.
These are all simple and logical points. If there is a need to add something else (for example, a detailed SWOT analysis), then no one limits you here. The table shows the required minimum. It is worth considering other requirements that are not officially indicated anywhere, but they strongly affect the likelihood of receiving money from the Employment Center. We will talk about them in more detail.
Information should be structured. It should be seen that you can organize your thoughts. In addition, confusing business plans, where information is randomly scattered on different sheets, may simply not be understood. And not approve. An ordinary official will not waste time trying to understand what you wanted to say.
The business plan must be written correctly. Documents with errors are not taken seriously. If there is one typo or a missing comma, then this will not be a problem, but if there are many errors, the probability of receiving money will be extremely low.
Figures should be as close to reality as possible. You don't need to take them out of your head, especially when it comes to financial calculations. This is looked at first and checked carefully. Therefore, you need to indicate real numbers. Also, do not manipulate financial indicators. There is a chance that this will be noticed and your business plan will be declared invalid.
Mention any details and facts that may be relevant to your business. The official who will study your business plan must see that you want to truly make a successful business, not just get paid.
How to draw up a business plan for an individual entrepreneur: the concept of a business plan + a list of tasks that it is designed to solve + analysis of the need for its compilation + basic rules for creating a business plan + an overview of the components of the document structure + examples of the content of real business plans.
As you know, any business starts with planning. To open your own individual entrepreneur, that is, a small enterprise, you must first think over everything in detail, weigh the pros and cons, evaluate the real possibilities.
Of course, you can do this only formally, by simulating the situation in your head. But it is much safer to draw up a business plan that will serve as a visual guide to action.
Why this document is so important for entrepreneurs, and how to draw up a business plan for an individual entrepreneur from scratch, we will tell you in today's article.
What is a business plan and what is its role for an individual entrepreneur?
Today you can find many definitions of what a business plan is. Someone insists that this is the basis for building a business for the entrepreneur himself, while someone is sure that its presence is necessary not so much for the individual entrepreneur as for his potential investors or creditors.
But one thing is certain - a business plan is necessary, since it is in fact the basis for building a business from which entrepreneurial activity begins.
Let's define the concept of a business plan in a little more detail.
A business plan is a document that can be drawn up independently by the individual entrepreneur or with the participation of competent persons: marketers, financiers, lawyers, etc.
Also, a business plan is a step-by-step guide for business development for the next few years, which not only describes the current state of affairs, but also allows you to anticipate the course of events in the future.
The purpose of each business plan is to predict how and according to what scheme the enterprise will develop in the future: what it will produce or sell, what goals the individual entrepreneur should achieve, how much capital investment will be required to start his own business.
Having decided on the type of activity and assessing the opportunities, the entrepreneur must begin to implement his plan. The starting point for further work will be the preparation of a business plan. To begin with, he will help the individual entrepreneur to comprehensively analyze the situation, and in the future will affect the external development of the business. the article provides a detailed guide on how to draw up a business plan for an individual entrepreneur.
Why do you need a business plan
A business plan can be written independently or ordered from a professional. But it is important to understand that this serious document is not just a pile of papers for a bank or potential counterparties.
A business plan is needed for personal planning of individual entrepreneurship.
When compiling an IP, it starts from what goals it pursues by writing, and what is the general purpose of the document:
- For myself. Each entrepreneur designates an action plan for further development. But it is precisely a clear and well-thought-out business plan for an individual entrepreneur that is a step-by-step guide in which goals, ways to achieve them, possible difficulties and methods of solving them are noted.
- For business partners, investors. After reviewing the papers, a person will make an important decision for an individual entrepreneur - whether to invest in the business or not.
These are two different business plans, since the entrepreneur takes into account the real situation for himself. Without this, a clear understanding of further actions is impossible. For investors, it is important to show how profitable it is for them to work with this particular partner and to prove that they will not be mistaken in their choice. Here the emphasis is placed more on maximum attractiveness and the best prospects.
If the real state of affairs is slightly embellished for partners, then the entrepreneur should be clearly aware of this!
How to write a business plan
Regardless of whether the entrepreneur will work on the creation of the document independently or not, a sketch is made before starting the main work:
But to put a business on stream, desire alone is not enough. The first step is drawing up a business plan, which will spell out the goals, objectives and income of your company. You will need it if you want to take out a bank loan or find sponsors
But what is a business plan? How to draw up a business plan for an individual entrepreneur? And what else is it needed for? We will analyze the points in this article and in more detail at the following links.
Instructions for self-writing a business plan Why do you need a business plan at all? Section # 5: Organizational plan; What parts should be in the business plan? Section # 6: Risk analysis; Section # 1: Drawing up a summary for the plan; Section # 7: Ways to reduce risks; Section # 2: Description of the company and services; Drawing up a financial section of a business plan; Section # 3: Drawing up a marketing plan; Additions and attachments to the plan; Section # 4: Production plan of the company; Determining the effectiveness of a business plan.
What is a business plan for an individual entrepreneur?
A business plan is a program for the operation and development of your business, containing information about a product, its production, distribution channels, and marketing. A business plan for an individual entrepreneur demonstrates the profitability of the enterprise and its financial return. If you are preparing a business plan for lenders or a bank, you need to focus on financial performance and calculations.
Drawing up a business plan for individual entrepreneurs
- summary (drawn up last);
- goals and objectives;
- product / service;
- market analysis (newness of your service, competitors);
- production plan (if any);
- marketing plan;
- management personnel;
- sources and amount of funds required;
- overall financial plan and risk assessment;
- detailed financial plan.
Consider what should be included in each of these points.
Contents of the business plan sections
A resume is a short description of an individual entrepreneur's business plan. The section contains the purpose of the project, justification of financial support, a brief description of the business, its uniqueness, financial benefits for investors.
Idea analysis. This section contains the following points:
- organizational factors (for example, the form of the enterprise, the presence / absence of premises, equipment, lease / purchase conditions, etc.);
- technical factors (production assets , their condition);
- financial factors (contains the "pros" and "cons" of the business);
- opportunities and threats, i.e. factors not under the control of the entrepreneur that can affect the indicators and the result of production: positively (opportunities) or negatively (threats).
Description of the idea. This section analyzes the market, its size and growth forecasts, as well as a description of its segments. The main place in this section is occupied by an assessment of the share of your product or service in this market. Here, the novelty and relevance of the business idea is also detailed.
Hello friends! Today we will analyze in detail how to correctly draw up a business plan for obtaining subsidies for business development in the employment center. Below you will find step-by-step instructions for drawing up each section of the business plan.
At the end of this article, you can download ready-made examples and samples of business plans, and based on them and our recommendations, draw up the correct business plan and get the desired subsidy from the employment center.
What you need to get a subsidy: conditions and restrictions
Before going directly to the business plan, I would like to say a few words about the restrictions on subsidies from the employment center:
- In order to receive a subsidy, a person who for this purpose submits an application to the CPC should not be registered as an individual entrepreneur or LLC. That is, you need to open an individual entrepreneur after you receive a subsidy.
- Most of the programs for which subsidies are provided imply that a certain amount of money will also be invested by the applicant for the subsidy in the development of their business. The minimum is usually 60% of the subsidies, but each program has its own specific percentage.
- The Employment Center does not provide subsidies to entrepreneurs whose activities will be related to tobacco or alcohol products.
So, if all of the above conditions are met by you, you will need to develop a competent business plan, which is more likely to be approved by the commission of the employment center.
To do this, in the business plan, it is necessary to describe in detail the organization of production (provision of services), calculate the profitability and all necessary costs, justify pricing, social significance, legal form (individual entrepreneur or LLC), select a taxation system.
A business plan is recommended for at least 2 years to demonstrate your seriousness to the commission and increase the chances of receiving a grant.
The business plan should make a good impression and interest the head of the CPC department, so I recommend that you devote 1-2 pages to describing your experience, skills, skills and education. Indicate specific facts and figures, while not over-praising yourself, as this will most likely negatively affect the decision of the commission.
Business plan for business development subsidies: criteria and principles
New jobs. I strongly recommend that you indicate in your business plan your intention to create new jobs (even if you don’t plan!), Since then your chances of getting a subsidy increase DIFFERENTLY compared to other projects in which an entrepreneur creates a job just for himself. This is due to the fact that the employment center must report on the effectiveness of the subsidies issued by the highest authority. Thus, to significantly increase the likelihood of your business plan being approved, indicate that you plan to create 2-4 jobs.